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Before we talk about high-limit credit cards, let’s review what a credit limit is. In short, it’s the maximum amount you’re allowed to spend on the card without being subject to a penalty or paying off at least some of your balance. Targeting a high-limit credit card can be a tricky business, since your credit card issuer determines your credit limit when you apply for a card....

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There are two federal credit repair laws and laws in every state that protect your right to fix your credit. Credit repair may not have the best reputation as financial services go, but it’s a federally protect right. There are two main credit repair laws that guarantee consumers the right to correct errors in their credit report. There are also laws in every state that regulate...

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