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02 Jan

How to Make and Fulfill a New Year’s Resolution to Improve Your Credit in 2022

by Kham Coleman
in Credit Score, Credit Tips, Education
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Nearly 7 in 10 Americans are considering a financial resolution for 2022, according to a recent Fidelity study. If you’re one of them, maybe you want to save more money, pay down debt, or spend less. Often, good finances and a good credit score tend to go hand in hand. So if your credit took a hit this year or it’s simply not where you want...

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10 Apr

Coronavirus credit card payment and debt relief: How issuers are responding to COVID-19

by Kham Coleman
in Credit Score, Credit Tips, Education, FICO
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As the coronavirus pandemic spreads, credit card issuers are stepping in to give customers resources during this unprecedented crisis. In this time of need, many credit card issuers are moving quickly to assist their customers by providing them with information and resources that may alleviate some of their financial burden. If you need that relief, take a look at our compiled list of credit card issuers’ assistance...

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09 Jan

3 Steps to Getting Business Credit Cards Without Personal Guarantee

by Kham Coleman
in Business Credit, Credit Score, Credit Tips, Education
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Business credit cards without personal guarantee are often dreams come true for small business owners. For most small businesses, it’s extremely hard to get this term on a credit card. A personal guarantee reduces the risk for creditors lending you money. Think of it like co-signing a loan with your company. If you co-sign on an apartment lease and the other person doesn’t make rent, you’re...

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