Credit Repair Tag

A recent survey from Bankrate showed how devastating the pandemic has been for Americans who have had to choose between paying bills and keeping food on the table. A look at the Bankrate survey findings According to survey findings, one-third of U.S. credit cardholders have made at least one credit misstep since the beginning of the coronavirus outbreak in March of 2020. For example: 17 percent of U.S....

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Business credit cards without personal guarantee are often dreams come true for small business owners. For most small businesses, it’s extremely hard to get this term on a credit card. A personal guarantee reduces the risk for creditors lending you money. Think of it like co-signing a loan with your company. If you co-sign on an apartment lease and the other person doesn’t make rent, you’re...

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Most consumers know they have a credit score and have at least a vague idea of what it’s used for. Few of us, however, are familiar with the credit score’s cousin: the ChexSystems score that documents your banking activity. ChexSystems is a consumer reporting agency that tracks and reports on individual consumers’ history with deposit accounts. Using the information in this report plus other sources of...

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